Retirement planning is ideally a life-long process. You can start at any time, but it works best if you factor it into your financial planning from the beginning. That’s the best way to ensure a safe, secureÔÇöand funÔÇöretirement.
With so many different small business retirement plans to choose from, it can be hard to decide which one is best for you. ThatÔÇÖs why itÔÇÖs important to know what each one offers.
A cafeteria plan is an employee benefit plan that allows staff to choose from a variety of pre-tax benefits. In this article, You will learn how the cafeteria plan works.
An employee stock ownership plan (ESOP) is an employee benefit plan that provides a companyÔÇÖs workers with an ownership interest in the company. In this article, learn how an ESOP works.
A deferred compensation plan withholds a portion of an employeeÔÇÖs pay until a specified date, usually retirement. Learn more about the benefits of deferred compensation.
A defined-benefit plan is an employer-sponsored retirement plan where employee benefits are computed using a formula that considers several factors, such as length of employment and salary history.
In profit-sharing, company leadership designates a percentage of annual profits as a designated pool of money to share with employees. In this article, you will learn more about the pros and cons of profit sharing.
Choosing a life insurance policy can be overwhelming because it forces us to think about something we really donÔÇÖt want to happen. Here are the basics you need to know about how to choose a life insurance policy without breaking the bank so you can get t
The simplest way to understand ERISA is that it establishes minimum standards for retirement (pension plans), health, and other welfare benefit plans, including life insurance, disability insurance, and apprenticeship plans.
A 401(k) is available in many workplaces as a benefit to employees. It’s one of the easiest ways you can start investing and saving for retirement.